These Terms of Service govern your use of the Banapay platform. By using our services, you agree to comply with these terms.
By accessing or using Banapay services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, you must not use our services.
Banapay facilitates cross-border money transfers and provides digital financial services through licensed partners. We do not hold customer funds directly; all transactions are processed via our partner institutions.
You are responsible for providing accurate information, safeguarding your account credentials, and complying with applicable laws when using our services. Unauthorized use may result in account suspension or legal action.
Banapay charges fees as disclosed during the transaction process. Exchange rates are provided for informational purposes and may vary at the time of processing.
We collect and use personal data as described in our Privacy Policy. By using our services, you consent to this data handling.
Banapay is not liable for any indirect, incidental, or consequential damages arising from the use of our services. We aim to provide secure and reliable services but cannot guarantee uninterrupted transactions.
We may suspend or terminate access to our services for users who violate these Terms of Service or applicable laws, without prior notice.
These Terms of Service are governed by the laws of the jurisdiction in which Banapay operates and any disputes shall be resolved accordingly.
If you have questions or concerns regarding these Terms, please contact us at support@banapay.net.